An Exploration of Technology Diffusion
نویسندگان
چکیده
منابع مشابه
Internet Banking: An Exploration in Technology Diffusion and Impact
This paper studies endogenous diffusion and impact of a cost-saving technological innovation – Internet Banking. When the innovation is initially introduced, large banks have an advantage to adopt it first and enjoy further growth of size. Over time, as the innovation diffuses into smaller banks, the aggregate bank size distribution increases stochastically towards a new steady state. Applying ...
متن کاملWorking Paper Series Internet Banking: an Exploration in Technology Diffusion and Impact Internet Banking: an Exploration in Technology Diffusion and Impact *
This paper studies the diffusion and impact of a cost-saving technological innovation — Internet banking. Our theory characterizes the process through which the innovation is adopted sequentially by large and small banks, and how the adoption affects bank size distribution. Applying the theory to an empirical study of Internet banking diffusion among banks across 50 U.S. states, we examine the ...
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ژورنال
عنوان ژورنال: American Economic Review
سال: 2010
ISSN: 0002-8282
DOI: 10.1257/aer.100.5.2031